Our Unique Approach Makes Us DIFFERENT...

We work with select brokers nationwide, providing limited access to insurance carriers that are otherwise not open to the general marketplace. We like to think of ourselves as THE Private Program Manager, since our business model differs considerably from that of our competitors.

OUR MISSION

We seek to be the differentiating advantage of our broker partners in the senior care facility, retail grocery, and other hard-to-place insurance verticals. We strive to eliminate uncertainty, provide competitive pricing, and deliver superior customer service consistently.

>>Our Niche Products>>

OUR VISION

We aim to excel in getting deals done that others struggle to close. This is achieved by creating meaningful relationships with select brokers and select carriers. We believe in the notion that less is more.

>>Our Niche Products>>

Our Unique Approach Focuses On The Problem...

#1 The Problem

We recognized the fact that the insurance space is oversaturated with MGA's who simply work with ANY broker that ask them for a quote. This has led to an endless circle of unfocused quote creation, loss of differentiation in the marketplace, and blatant "blocking" techniques.

#2 Our Solution

We limit our distribution. This allows us to develop meaningful relationships with you, your staff, and our carrier partners. This approach leads to selectively targeted submissions, resulting in higher hit ratios, and ultimately obtaining preferred client-pleasing pricing.

#3 Our Process

Get a quick quote from us! Become one of our Commonwealth Xpress brokers. Here, you can learn more about us, our process, our carriers, and our products. In due time, and with increased production, you can move up to our Commonwealth Elite Brokers. Here, full privileges and full product offerings are made available.

Trust. It Comes With Time & Being Up Front.

We think it's important for you to know our broker partners five likes & five dislikes.

Likes

Dislikes

1. Customer Service

We always get fantastic reviews and high marks on our overall customer service.

2. Response Speed

Our underwriting team prides themselves on timely response for indications, quotes, and communications. Our goal is 48 hour turnaround.

3. Ability To Craft Deals

If given ample time and requested information, our underwriting team has a keen ability to work with our carrier partners to make deals happen.

4. Quick Issue Resolution

We all know that issues arise from time to time with carriers or claims. Our senior management has direct access to carrier senior management. Issues are handled quickly.

5. In-depth Analysis

Our underwriting team has a plethora of in-depth analysis tools at their disposal. Coming Soon - Live Broker Dashboards.

1. Number of Carriers

We could easily go get as many carriers as all the other MGA's. However, we CHOOSE not to. This targeted approach leads to more constructive negotiation of terms and more franchise value for our broker partners.

2. We Won't Chase Price

We do believe in loyalty. Our carrier partners are here for the long haul. And so are we. Together, we will pick our battles where justified.

3. Selective Quote Submission

We are a binding facility. NOT, a quoting facility.

4. Stringent Broker Vetting

We are very selective of what brokers we work with. The top of the top are Commonwealth Elite agents. However, we are taking on more Xpress agents that can work themselves to Elite status.

5. No Broker Portal

Exciting News! Coming Soon - We will have a portal. It's being built and it will provide a wealth of options and information for our broker partners.

Broker Partner Testimonials

James Culligan

James T. Culligan & Associates

I have worked with Eric as a retail agent for over a decade. Eric's most admirable qualities are honesty, passion and his ability to get the job done. His customers respect him and believe he will always do what is best for them.

David Klein

P & G Brokerage in New York NY

Working with Commonwealth is an unbelievable experience. From instant indications, to actual quotes and turnarounds, no one comes close. Their involvement on the claims is also something we don't get from anyone else. Overall quoting and binding with Commonwealth is great for the broker, and ultimately, for the client as well.

Rob Shumann

Propel Insuance in Tacoma WA

Commonwealth has been easy and convenient to connect with multiple team members to address specific needs. They work hard to secure the best deal for our clients and the service, post-bind has been excellent. The reports we receive from their claims team are invaluable to our ongoing account stewardship efforts.