We work with select brokers nationwide, providing limited access to insurance carriers that are otherwise not open to the general marketplace. We like to think of ourselves as THE Private Program Manager, since our business model differs considerably from that of our competitors.
We recognized the fact that the insurance space is oversaturated with MGA’s who simply work with ANY broker that ask them for a quote. This has led to an endless circle of unfocused quote creation, loss of differentiation in the marketplace, and blatant “blocking” techniques.
We limit our distribution. This allows us to develop meaningful relationships with you, your staff, and our carrier partners. This approach leads to selectively targeted submissions, resulting in higher hit ratios, and ultimately obtaining preferred client-pleasing pricing.
Get a quick quote from us! Become one of our Commonwealth Xpress brokers. Here, you can learn more about us, our process, our carriers, and our products. In due time, and with increased production, you can move up to our Commonwealth Elite Brokers. Here, full privileges and full product offerings are made available.
1. Customer Service
We always get fantastic reviews and high marks on our overall customer service.
2. Response Speed
Our underwriting team prides themselves on timely response for indications, quotes, and communications. Our goal is 48 hour turnaround.
3. Ability To Craft Deals
If given ample time and requested information, our underwriting team has a keen ability to work with our carrier partners to make deals happen.
4. Quick Issue Resolution
We all know that issues arise from time to time with carriers or claims. Our senior management has direct access to carrier senior management. Issues are handled quickly.
5. In-depth Analysis
Our underwriting team has a plethora of in-depth analysis tools at their disposal. Coming Soon – Live Broker Dashboards.
1. Number of Carriers
We could easily go get as many carriers as all the other MGA’s. However, we CHOOSE not to. This targeted approach leads to more constructive negotiation of terms and more franchise value for our broker partners.
2. We Won't Chase Price
We do believe in loyalty. Our carrier partners are here for the long haul. And so are we. Together, we will pick our battles where justified.
3. Selective Quote Submission
We are a binding facility. NOT, a quoting facility.
4. Stringent Broker Vetting
We are very selective of what brokers we work with. The top of the top are Commonwealth Elite agents. However, we are taking on more Xpress agents that can work themselves to Elite status.
5. No Broker Portal
Exciting News! Coming Soon – We will have a portal. It’s being built and it will provide a wealth of options and information for our broker partners.
James Culligan
James T. Culligan & Associates
I have worked with Eric as a retail agent for over a decade. Eric’s most admirable qualities are honesty, passion and his ability to get the job done. His customers respect him and believe he will always do what is best for them.
David Klein
P & G Brokerage in New York NY
Working with Commonwealth is an unbelievable experience. From instant indications, to actual quotes and turnarounds, no one comes close. Their involvement on the claims is also something we don’t get from anyone else. Overall quoting and binding with Commonwealth is great for the broker, and ultimately, for the client as well.
Rob Shumann
Propel Insuance in Tacoma WA
Commonwealth has been easy and convenient to connect with multiple team members to address specific needs. They work hard to secure the best deal for our clients and the service, post-bind has been excellent. The reports we receive from their claims team are invaluable to our ongoing account stewardship efforts.