Specialty Products
Our Specialty Product Offering:
Policy Coverages:
- Claims-made/up to $100 Million limit/$10,000 deductible
- Physical damage after/no minimum deaths to trigger
- Risk assessment evaluation and training
- 24-hour crisis management response
Policy Endorsements:
- Firestorm® Assessment/Web Training
- Crisis Management/Counseling
- Property Damage
- Funeral Expenses
Industries Covered:
- Senior Living, Nursing Homes, Hospitals
- Retail Operations, Hotels, Restaurants
- Public Entertainment [Concerts, Cinemas, Parades]
- Education Providers and Houses of Worship
Property
Providing a broad range of traditional insurance products for the healthcare industry as well as other custom designed specialty solutions.
- Replacement Cost and Actual Cash Value Options
- Blanket Coverage Option
- Equipment Breakdown Coverage
- Business Interruption Coverage
General & Professional Liability
Providing a broad range of traditional insurance products for the healthcare industry as well as Other custom designed specialty solutions
- Occurrence and Claims Made Options
- Prior Acts (Nose) Coverage
- Medical Director Coverage
- Sexual Abuse Coverage
- Cyber Coverage
- Employment Practices Coverage
- Employee Benefits Coverage
- Consent to Settle Available
- Umbrella | Excess Options
- First Dollar | Deductible | Self-Insured Retention Options
Workers Compensation
We deliver comprehensive workers’ compensation options in all non-monopolistic states that not only offer lower costs for your clients, but we address the factors that increase those costs to begin with.
Products
Targeted Class Codes
- Guaranteed Cost
- Small Deductible
- Large Deductible
- Captive & Alternative Risk Financing
- Pay As You Go & Dividend Options
- Skilled Nursing Facilities
- Assisted Living Facilities
- Home Healthcare
- Physicians & Hospitals
- Temporary Staffing (all of the above)
Commercial Auto
Providing a broad range of traditional insurance products for the healthcare industry as well as Other custom designed specialty solutions
Products
- Large Fleet Program(s) Available
- Any | Owned | Specific Auto Liability Options
- Hired | Non-Owned Auto Liability Coverage
- Comprehensive | Collision Coverage
- Towing | Rental Reimbursement Coverage
Professional Employer Organization
Providing a broad range of traditional insurance products for the healthcare industry as well as Other custom designed specialty solutions
Frequently Asked Questions:
What carriers do you write business with?
All of our carrier partners are AM Best “A” Rated. We would be more than happy to discuss details of our carrier partners with you. Please click the link below to schedule an appointment with Matthew Bourgeois, our VP of Sales and Marketing.
What commission do you pay your brokers?
Broker commission is negotiable and open for discussion. Please click the link below, to schedule an appointment with Matthew Bourgeois, our VP of Sales and Marketing.
Do I need to be Appointed?
You don’t need to be appointed with us to get an indication or a quote. We would love for you to come “kick the tires” and see what makes us different. If you like what you see, then we can move forward with the vetting process.
Do you Work With Less Experienced Brokers?
Yes. Everybody has to start somewhere. We would love for you to come aboard, learn from our experienced staff, and grow your book of business.
Do You Accept Broker of Record Letters?
No. Our brokers are partners. We protect and treat our broker partners like family.
Do You Have Any Premium Requirements?
No. We do not have any established premium minimums. However, we do evaluate our brokers from time to time to determine if there is a mutual fit. Also, we do use the amount of premium you have with us as a justification of your current agent status (Elite Vs. Express) and commission.
Do your carriers require certain forms?
Yes. And, we will get you those to you via our portal or email. But, we really want you to give us a try and determine if we are a good fit for your organization.
Are Your Products Available Everywhere?
Yes. Our products are available throughout the United States. However, there are some occasional underwriting limitations.
Are you open to developing a new vertical?
Yes. We know that the insurance industry does not always keep up with your client’s needs. We are open to discussing new opportunities that would help you and your clients. Please click the link below to schedule an appointment with Matthew Bourgeois, our VP of Sales and Marketing.
Do You conduct business in person?
Yes. Our VP of Sales and Marketing loves to travel. We know that some folks like establishing new relationships in person. Please click the link below, to schedule an appointment with Matthew Bourgeois, our VP of Sales and Marketing.